if i spent all the money i have on a down payment, i wouldnt have any money...

see when you dont have any money, and have to live like that, you learn things...

ill never be broke again...

when i got to 2k, i said i wouldnt ever go below it, then 5k, then 10k, then 15k, then 20k, then 25, then 30...

now, i want to buy a couple things, pay off the rest of the Jeep (2300), buy another shotgun (2500-3000), buy a truck, maybe take a vacation somewhere with Katie, so 25k right now is what i dont want to go below, and i wont, unless something bad happens and its nessecary...

will never be below 20 tho thats for sure...

and as i said earlier, the housing market will crash... ill wait till that happens, then slide in...

that 30k is cash assets, the cards and sh!t are material assets with monetary value...