LOL, civilization for ya.
A bit of time back when the Silicon Valley took a torpedo in the nether regions and a lot of the rest of the country was in what is right speak talk, a recession. There were some professional and others on the street. Their jobs had evaporated, their mortages had been forclosed, and they were literally street people. I suspect that there are some of those out there even now. Many of the local shelters have men and women with kids as residents. Some of them have jobs with minimal paying positions. You cannot even begin to get into an apartment without all the necessary nibbles. Damage deposit, first and last month rent, approvable credit rating and so on.
I would give em a shot at a different world.
Maybe I could hire some Amish or Mennonites to show em how.