Sorry, I don't know the Honda's top speed, but I doubt they'll go 55.

One option is a Kawasaki KE 100. They are street legal, 2 stroke, and light. Kawasaki made them for 10 or so years, and they just took them out of their lineup. They are about 1000 used and were 1995 new. Sorry, I sold mine last summer. smile
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Wear a PFD if you want to live.