I fish with riggers when I am in a boat 99% of the time. I use a 14' skiff with small scotty riggers. and a 2 to 4 lb ball depending if I am in a lake ,res or Salt. I can't stand fixed weight on my line. So my drag is set light so I can get my rod out of the holder on a take down. the clip is where I set the hook intially then I my give it a heave ho depending on the setup. If my line comes off the rigger the fish is hooked and I lose maybe 1 out of 100. I set the tension on the clip based on the size of the fish I am after . I then tighten my drag a bit but for the most part free spool and thumb or reel back to stay in contact with the fish at all times. Unless its a fish that want to take real long runs then I will use the drag more. My feeling on the Spring thing and banana lead is the fish can move a bunch before he gets into your drag so by the time you get your hands on the rod its had time to shake and bake.