Actually Todd, we took the high ground, never screwed anybody and did right by the communities we serve, don't have ANY lay-offs of employees, and the shareholders will still have a nice dividend. We're in the middle of our annual FDIC audit and all is going well, and all members of senior management will have the same job next year.

The same cannot be said of any of the major national or regional banks. Some heads are going to roll, and many shareholders will demand that there be some turnover on their respective BOD.

We just made good loans. I guess that is why I get to go to Alaska on my bank's dime this year for a week. Anybody else getting a week's paid vacation including golf and fishing, IN ALASKA, and not have to count a single day as vacation time? (Dave Vedder doesn't count)

Just goes to prove you can still make money and be a good person/company.