i can only be bitter about the current economic situation right now. i thought of myself as a hard-working, responsible person who was saving my money for a down-payment on a house(with a conventional loan) when all the morons were gobbling up real estate with ARMs and driving the market to obscene levels.

these idiots defaulted on their loans, the market crashes, and my whole industry goes tits up, resulting in me getting [censored] canned and them getting bailed out.