Originally Posted By: stlhead
"Why would that person want coverage when well?"

He wouldn't. Just like he wouldn't want to pay SS until retirement. Or pay property insurance until his house catches on fire. Me either. Can I be exempt and only pay for various coverages when or if I need them? I'd put a ton of money in the bank.



I believe one of the tenants of bending the cost curve was that you had to get the young and healthy enrolled in the plan, money paid in with few benefits paid out.
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would the boy you were be proud of the man you are

Growing old ain't for wimps
Lonnie Gane