My parents have had Pemco since the 60's. They didn't have to pay much...Then my mom had a seizure at the wheel and wrapped her car around a telephone pole.

After 40 years of near-perfect driving records, Pemco tripled their rates and fought all the related medical claims such as MRI's, etc.

Progressive is so-so priced, but we've never had any problem with claims. They've always taken care of everything with a single phone call.

Another agency to look into is Country Financial. They've offered me lower rates and I'm considering switching.