Stick with the small banks for sure. Long ago canned Wells when I stood in line for 30mins with two people up front and three standing around B.S.ing over coffee. Never did step forward to speed up the line. Lazy POS's. That was a San Fran wells though which is likely worse than most. I was always amazed that with their fine service they stay open.

Kitsap bank kicks but on the Kit Penn. You know everyone there and always want the first shot at lending. Never again with BofA or Wells. Even Chase sucked.