I agree with waiting until the fish has it good, especially on natives. Once they decide they want it they rarely drop it if your fishing bait. I'll usually let them get the rod tip down on me before I set. If they do drop it before you set they'll come back. If they don't, switch baits. I carry shrimp and eggs and if I miss one on shrimp and he won't come back throw the eggs in and most of the time they will take them.
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G.Loomis Pro Staff
Auburn Sports and Marine Pro Staff
Savage gear/ Pro Logic