I didn't slow down soon enough going into a speed trap last Saturday night and got a speeding ticket. My insurance company is brutal on these and makes the cost of the ticket just a small down payment relative to the rate increase that lasts for 2 or 3 years.

I've read about this deferral thing before, and the cop mentioned that I might qualify for it. I guess it's a condition where you pay the fine, but it doesn't go on your record for the insurance company. Anybody know how this works? There is nothing on the ticket mentioning it. Do I call the county courthouse where the infraction occurred and ask them?

Any assistance appreciated.

Sg