Good comments SG.

I understand that changes in regulation have an effect on business. I've forclosed on a few homes and businesses because of such changes. Similarly, the industry these people were involved in were in competition with Tribal businesses. I bank a few Tribes as well. These folks had active and going concerns one day, and through no fault of their own they were ruined. I don't wish that on anyone.

There is a human toll in changes in regulation and I have seen it first hand.