Neighbor was awakened from a deep sofa slumber by kids soliciting for their school fundraiser. Half awake, he listened to their pitch and like a good neighbor told them to put him down for $5. Turned out the fundraiser was a bike ride and the pledge was per mile. The youngster riding the bike could have done the STP in a day. He rode for miles and miles and miles the day of the event. Then, the kid came to collect his mega-millions. The neighbor was waiting with a five dollar bill... Eventually, they settled out of court.

Read the fine print, invest wisely, and remember you're dealing with a cartel.