About stocks, yeah I have stocks, kinda' sorta'. They fund my retirement, but not near so well as I had hoped. Ever since that Black Friday back in 87, I've been buying high and selling low. I was hoping to make up the difference in volume over time. I think it's worked out such that I'd have more in my retirement fund if I can just put the money in a can and buried it in the back yard. But then I would have missed the agency partial match, which allowed me to buy even more stocks when they were high so I could sell them low. With an investment record like mine, hardly anybody asks me for investment advice.