Sparkey, ive got the A-40 too, good choice...
i had problems with the USB/win98 thing also. i bought a card reader for $20 and that solved the problem for me. just plug the compact flash card into the reader and it acts like a seperate drive...no USB complications each time you want to d/l pics to the computer, and you can erase the CF card from there too.
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alcohol, tobacco, firearms, who's bringing the chips?