Hummm. Dow goes down or level the last 5 years. Homes increase up to 100 % in value during same time frame. I can't say its anyones fault but it is a load of crap. Its going to be bend over time when people are borrowing vast amounts of money on percieved money they have never had in their own hands. Dick Cheney is making his own money on the backs of American soldiers, kinda like Toby Keith. That dumb ass warbels all about America like he means it all the way to the bank.