I have had three wet trips in small boats. First was in a 14 foot Sealaker from the old rental place on Ediz Hook. Dang thing had so many creatures growing on it the ten horse motor barely pushed it. I got swamped by a Pilot ship heading out of the harbor. 14 inches of water in that boat. Talk about a scary trip. Next time was in a 12 foot rental from Narrows Marina, got stuck in a rip off the PT. Only a few inches that time. Last time was in a 17 foot Arima, took a bunch of water over the bow when my friend who was steering started to chase seagulls in a circle and crossed his own wake. When I think about it I was not once steering the boats, friends were. And they were not drinking either. Guess that explains why I don't let them drive any more. I have also been in a 10 foot portaboat on Mineral. We had that thing loaded with around a 1000 pounds of junk and people and never had a problem. The rails were only about ten inches above the water line. That was an emergency use only though.