I can’t agree more with the advice of talking to as many boat owners as you possibly can, And also with the advice of put the bulk of your cash in the motor. I have a 2002 13' Boston whaler with a merc 40 HP 2 stroke. I love the boat and it works well in a wide variety of situations. You’re welcome to fish with me any time or just come for a ride. I am in Redmond.
My last advice NO boat can do everything!