KK is pretty spot on.

If you can sleep at night, you made the right decision on your investments.

Wait a few months to pull the trigger on a mortgage. April will be very interesting, August and September as well. What the FED does next week may have an impact. From what I've read (Fun banking industry literature) the FED will cut rates by another 1-1.5% over the next 8-10 months. These rate drops will not be one-for-one on mortgage rates, but it will have some effect.

Don't try to hit the bottom, 'cause you won't. Just try to get a good drop.

One other thing, reflect on if your mortgage payment has changed, your personal income has been impacted, or your employment outlook has changed before you react to anything the media is telling you. They have a tendancy to sensationalize things.