I remember when a friend told me in the early 1970s that credit was the largest business in the US. I suspect it has only gotten worse. I use a couple credit cards, but carry zero balance. They are mafia like tho. If the mail for some reason makes my payment late, the buggers won't retract the late fee or interest for even one or two days late. Naturally I always try to pay well ahead of the due date.

I've got a long list on Netflix Irie, but I might add this one to it.

Sg