So when you signed (if you have a home), it was Gramm's responsibility?!? LOL. j/k =P
Ya gotta look at the glass half full. I know it's hard to do sometimes when the mentality of your side if anything remotely Republican is corrupt, wrong, evil or bad. I know, I know...People like childish Keith Olberman give you guys a bad partisan rap, but you've just got to look beyond the fences.
Mortgages were changed to give oppurtunity to people whom otherwise wouldn't have a home. What they do with that oppurtunity is their choice and their responsibility. It's like somebody handing you a second chance for the American dream of owning a house. Now I do give you the token misleading broker signing people up on rip-off loans, but every economy in the world has scammers. IF a bank or broker intentionally signed someone up for a loan knowing their client couldn't make the payments that would be one thing. But knowing it's not in their interest to own empty homes, it's highly unlikey. 99+% of American homes are NOT in foreclosure and make their payments.
Be wise, weary and do your research. It's not the sort of corruption like a Country Wide scandal where they gave out low interest rate sweetheart loans using your above mentioned spearheaded tactics to democrats like Obama and all his neighbors around him.