If any of you have in excess of $100M (M=1,000) in any bank it would be wise to either add additional beneficiaries to your accounts, or structure the ownership in such a way as to maximize your FDIC insurance. Unlike teh lying media wants you to believe, it is entirely possible to get additional FDIC insurance over $100M within a single bank. If you don't have that much money, it won't be a hassle at all if your bank fails.

The media is not your friend, nor is it banking's friend at the moment.

Use the following FDIC FDIC calculator to help in structuring sufficient relationship to get additional insurance.

Bank of America is strong. They will weather this storm very well. Profitability is down a bit, but every bank's profitability is down this year as there has been some significant net interest margin compression (where banks make their money). They are improving.

Key Bank's balance sheet and income statement has a bit of hair on it, but they are still well capitalized.

US Bank is also very strong. Reasonably conservative management, and they'll come out of this issue without a scratch.

Hope this helps.