AMEN! The television and radio just feed on the fear. Unfortunately people accept opinion on face value as truth. My 401k? My stocks? I am 40 years old- you still have the stocks they just lost value is all. How many people really believe the market won't recover eventually- ten years? Twenty? More? The loss in the market is the largest in history sure but as a percentage the drop is typical cycle. I am not running to the bank.

Even if all the hype and urban myths are completely true; market crashes, zero lending, Chinese flood our economy with hoarded dollars, inflation skyrockets, etc- what can we do about it anyways. I say let the hard times come. We need to pay for the excesses and will prevail. We are nothing more than pawns in this game anyways. Please don't take that as apathy. I'll vote and write my letters sounding my opinion which is exactly why I believe the bailout failed: because both Democrats and Republicans heard the outpouring of public opinion.

So as for my opinion... I don't think the bail out is a good thing at all. I read an email yesterday breaking down the numbers. 300 million people in the U.S. of those that are citizens and over eighteeen round numbers 200 million people divided into 750 billion is $375,000 per person. If that money was given to the people instead woudn't that stimulate the economy, solve the lending issues and the stock market crisis? Not that I think that is a good idea because it would be terrible for inflation but it helps to put the number in perspective.