Well I'll try. Is it good for you. If you are some other large financial institution that made big mistakes in buying up those failing subprime loans and not reselling them then yes it is good for you. If you are average Joe sixpack that has a fixed mortage and aren't up to your neck in debt then no it isn't good for you as long as you aren't planning on retiring in the near future (less than 10 years) and living off your 401K. If you are retiring soon and your retirement plan is a 401K and it is stock based then the bail out may be good for you at least in the short term. There will be an uptick in the stock market following the announcement of the bail out plan passing. Weather or not the bail out plan actually fixes the problem is yet to be seen but the uptick in the stock market will be your chance to divest yourself of your stocks and invest in bonds. This is playing out like the stock market crash in the late 20's and early 30's. Investor confidence was restored just before the final down ward spiral. Thoes that managed to get out saved some coin.