So while the medical bills roll in, the costs of the funeral and serices roll in, and all the daily bills roll in, the insurance sompany leaves you swinging in the breeze during the "probationary period" before they pay out?

Comforting to know.

It's a situation that should be remedied.
_________________________
She was standin' alone over by the juke box, like she'd something to sell.
I said "baby, what's the goin' price?" She told me to go to hell.

Bon Scott - Shot Down in Flames