Mike, what caused the bailout in your opinion? Was it Iraq and the cost of that war? or was it American greed for "more", "better", or "different", or simple disregard for responsible spending in their own lives?

Here's a tip that has pissed off more than one of the folks I know who are in debt up to their eyebrows and still buying. IMO, our gov't could learn at lot from it as well.

"Just because it's on sale, doesn't mean you can afford to buy it."