Ask Darcy? She has a degree in economics from Harvard, you know.

Sorry, that was just too easy....couldn't help myself.

I don't think there is a single thing that will get the average American spending like there ain't no tomorrow again for quite some time. Reducing interest on existing loans to keep people paying might help a little, but doesn't solve the market value issue. When a house isn't worth the mortgage, someone's going to eat it. It should be the owner, but if they can't pay, then the only solution, I suppose is to have the Gov't guarantee the lender's principle. But still, with all that, people still aren't going to spend freely.....I think we are screwed.