I am a die hard bankie. I run 20-20 because I never know where I may catch the next one. I need the extra holding power in the brush or to keep the fish from leaving the hole. I fish lots of gin clear conditions and have no problems with the fish being line shy with the heavier line. I use 15-12 in the summer. It is not practical to take a landing net fishing so I rely on the line to get the fish to the beach in thick cover. It is usually not the line that keeps fish off the hooks. By the way I use ande green. It is very tough line and can take drift fishing abuse. I have used izor, maxima and stren. Can't beat ande for the price.