Keta, I hope you realize I wasn't making an idiotic statement that "people just shouldn't get sick and that if they do, it is their fault". I was simply pointing out that the only way that MY system works is if I don't get sick. If I got really sick, I'd probably get treatment but then go bankrupt. Would I do it to save my life? Of course. But I'm then stuck with a very different life (not just medically) than I had before the sickness. Isn't insurance allegedly designed to prevent that?

Vic, I don't know why you already seem upset with the "Government" for considering providing a "government option". If you have a problem with going to that plan, your beef should be with your employer, not the government. They would be the one deciding. They could just as easily leave you in worse situation by choosing a different private plan. It seems that some people have a hard time believing that a private plan isn't NECESSARILY better than a "public plan". From what I can tell, the major jist of the plan is to basically create an ADDITIONAL insurance computer that would compete with the private industry. The concern from vested interests is that the public option would be subsidized, effectively unfairly outcompeting the existing private firms. Obama is arguing that a public option could effectively provide that same care for less money because profits (those are BIG TIME profits) would be put back into the system rather than having it go to shareholders.