"Getting your goat" is almost always a conscious choice...rarely happens on accident...

Can't speak for everyone, but speaking for myself, I'll never cash in on UEI to the tune of what I've paid in...mainly 'cuz I actually enjoy going to work and earning my keep, unlike many.

That being said, I don't necessarily begrudge it to those who have paid in, and find themselves in a temporary bind...temporary being the second most important part, coming in behind "have paid in"...

Fish on...

Todd