You will be glad to know that the AG of NY fixed that WAMU problem. WAMU was pressuring an appraisal management company to pressure the appraisers to inflate appraised values. The settlement between the AG of NY and Fannie Mae as the result to the WAMU deal is that Fannie Mae will not accept any mortgages that the lender directly ordered the appraisal from the appraiser. Simply put: Bank pressures appraisal management company to pressure appraiser. The Fix: Make banks order appraisals from management companies who then in turn contact the appraiser. The fix is the same as the problem. Typical.