I guess I was paying for a cadellac plan. Cheapest plan avialable for me and my family was $1,900 a month, $20 co-pays, $250 per subscriber co-pay, no vision, or dental, and a prescription plan that was more expensive than walgreens. I have no doubt it will just be passed on, at one hundred percent.

Every side of this debate is full of it. Just was listening to a conservative lament on the fact that insurance companies only average a 2% profit. That was just after the fact he said most companies are non-profit. The number he was ranting about could be horribly low or outrageously insane, depending on what the 2% margin was based on. Is it based on the total profits of non-profits and for profits together? Is it based on leverged assets or actual cash invested? Is it based on total revenue? Imagine for a moment that each month you paid me a $1000 premium and I handed $980 over to an HMO. At the end of the year I would have collected $12,000 in premiums and only earned $240.00, a measily 2% profit on revenue. But, if I only spent 50 cents a month on stamps, then my return on investment would be 5000%.

A freind worked at a store that was averaging less than a 2% profit margin. They would actually turn it over more than once a month and were making a killing. The margin means nothing unless it is in context. I hate this entire debate. There are easy solutions. They just don't make anyone money.