I consider boats to be a cash only proposition. They cost so damn much in time and money to truely enjoy I don't see how one can make payments both to the bank and also for gas/groceries/time/motels/moorage/maintinance/tackle/beer/bait etc..........

I'd suggest putting $500 in an interest bearing acount for 48 months and then start shopping around.

But then again I've been telling myself that for 20 years now and have a $2000 Lund to show for it smile
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"Government does not solve problems; it subsidizes them." Ronald Reagan

"The trouble with Socialism is that you eventually run out of other people's money." Margaret Thatcher.

"How fortunate for governments that the people they administer don't think." Adolf Hitler