I know one person well who has been forced to declare bankrupcy because of medical bills. She has worked full time since graduating high school. Has damn few luxuries and tried desperatly to pay her medical bills. Four major surgeries in six years simply overwhelmed her ability to pay.
Yeah, she is off the hook for the bills now, but not before the hospitals took all her savings
So what your saying is, despite not having insurance, she got the medical treatment.
Also, when you go bankrupt you get keep your entire retirement account up to any amount and the the equity in your house up to $125,000. You get to keep up to $5000 in cars, along with a laundry list of other exemptions. So explain to me how somebody with a retirement account and a house had the hospital take all her savings.
She did not have a retirement account, as is often the case with folks at small firms. Her husband does have a small IRA and he did keep it. They live in an aprartment. They had a house and sold it, in part to free up money to pay her medical bills.The hospital indeed did take every penney in her personal saving account, money she had really scrimped to save for her son's college. It wasn't much, but it realy hurt to see it taken.
You apparently made several assumptions that were quite incorrect. Maybe you shouldn't assume so much.
Yeah, she got treatment in spite of not having insurance. (Although many of the bills came when she had inadequate insurance.) But that is most certainly not any way to run a health care system. People shouldn't have to declare bankrupcy just because they get sick.
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