This doesn't mean that you are going to share your goats with KK, does it?

AA, there are plenty of cases of good people going through tough times right now. People caught up in the "I can make those payments" hype have sunk their own ship. "Keeping up with the Joneses" is a dangerous game. I own so damn little new stuff that it is pathetic, but it has kept us pretty much out of the strangle hold of indebtedness. I'm just like most folks.....always want "more, better, or different"......and it's not easy to say "No, I really don't need that."

I have been without, really without, only once.....it was not fun and downright scary. I don't want to go back there. Most of my dilemma was brought on by my own choices.

I hope you find an answer that works for you.