Start making car payments now, put them into an account and let the money accrue. Then, when your current rig dies, fix the old rig and use the rest of the money to take a 2-month long vacation to somewhere(s) awesome.

Guaranteed, when you look back on your life you will think more about those 2 months than driving your crappy old car.
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WDFW - Turning outdoorsmen into golfers since 1994.