Are we supposed to feel guilty because Heidi was stupid in extending you credit? If all those people, the winery, beer distributor, bankers etc were that stupid, they deserve to be broke. The government shouldn't bail out any companies, too big to fail is a joke. Common sense and listening to mama should have prevailed here. Stupid is as stupid does, buyer beware, never gamble money you can't afford to use......
Just a thought, what if you had gotten a job and paid your tab at Heidis bar? Unemployment is not a lifestyle for most