The little guys that can't afford insurance usually qualify for a government program of some type. Higher deductible plans are usually pretty affordable.

Some of the main reasons health insurance is so expensive are malpractice insurance, and the cost of indigents using the ED as a primary doctor. Those who don't pay have that burden thrust upon those who do pay, the insurance companies.

So I assume by your comment, nobody deserves to earn 100 million?
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