Log homes are more difficult to finance. Lenders don't like them because they are not traditional construction. Obviously higher credit scores and more down payment money ease this for buyers. When financing log homes it is important to find a lender that will do log homes. M & T Bank used to be
the largest log home lender in the country. I don't know about today. Log homes are more maintenance and they do have to settle or logs need to cure after construction. As previously stated, do your homework. If this is going to be your last home purchase and if it is a dream home that is one thing. If this is not, then for ease of financing and possible marketability down the road, traditional stick built is probably the way to go.

I don't see many log homes and I have only appraised maybe 6 or so during the previous 12 years. There aren't that many around and when we do end up appraising them, I usually end up comparing them to stick built homes anyway due to the lack of log homes available.