honestly without talking to my finanical advisors how much is enough in my 401Ks if i cant pull it out for another 15 years? im 36 now is there some teeter totter area that i should have in cash? but cash doesnt make any money really now a days...

i know on average i should be putting around 700 bucks away a month..is what they seam to say if i want to live off of around 8000 bucks a month when i retire...thats fine but should i be stacking the cash and keeping cash?

i know im at a good point...i live in a crappy house that we are going to tear down in a few years after we build the big garage...but for now everything is paid for...i paid everything off this year...i know im a minority right now but trust me i will have a mortage again in a couple years..but how i look at it right now i want to fish...so i spend my money doing that...when i get older im sure i wont be able to do it as much so i should enjoy our life now...

anyway im rambling but i seam to hear a ton of different things and i know the best answer is to not listen to my mom cause she has never been right about investments hahahah...thanks...c