Yeah, my account is setup up with the "check's got to clear first" scenario as I don't have have a credit card associated with Paypal but rather my debit card is directly linked to my checking account, but can be used like a Visa card. I'm no banker but once the funds have been withdrawn, hasn't the check cleared? Those $100 are floating around cyberspace for 6 days? I call BS.

If there was a better way to make payments for on-line purchases, I'd kick Paypal to the curb. But since it is so widely accepted, it sounds like I need to either keep enough funds in there for my occasional small-dollar purchases or revert to a credit card for instant funds.

The main thing is I'm a responsible guy and did everything I could to ensure payment was made within 5 days but as it turned out, it took six. It still seems ridiculous that the funds were withdrawn Dec. 30 but payment was not made till Jan. 5...that blows me away.