I did a good job of planning out my retirement; but somehow didn't give much thought to LTC. So, when I went to buy it at age 55 with heart disease, well, I think I would rather apply the money to a yacht instead. Too expensive.

My plan; launch my boat at Lapush with me tied to the seat and the T-8 tiller locked on due west with both downriggers and rods down as well as two other trolling rods (who cares about that one rod limit now) and let me go at trolling speed. Also an IV of good Scotch in place. Oh yeah, you can remove the bib now.
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"90% of Life is just showing up and doing the work". Tred Barta Sr.