I can give you a track of our personal costs. It went

3%
5%
5%
7%
22%
12%

That 22% was year after BOcare. I never said it was because of the bill. More like the insurance comp hedging against future costs and gouging us a bit. 12% the next year as well which jumped our costs 34% in two years. Tough when you pay 12 peoples full insurance costs with them having 0% out of pocket on premiums. Out of control and the bill did nothing to help that. It was not a cost cutting bill as advertised but a coverage bill. Now the public option would have helped but not what they did......not at all.