One of the biggest areas of mis understanding that I have encountered is when a boat pulls in tight to the bank as they go by a bank fisherman. I do this so that I don't go over the top of the hole. The problem is that the bank fisherman doesn't always understand this and thinks that I'm trying to take him out. A simple "I'm going to pull in tight so I don't go over your hole" is usually appreciated by the guy fishing the bank. Be sure you're good on the oars/motor so that you A)don't hit the guy or B) hit the rocks and make more of a disturbance than you would have if you would have just floated through the hole. Also be sure to keep your lines in the boat for a respectable distance.