In theory - yes it works. In practical applications - not so much. You have to look at the overall health of the economy, rates and who's in office as risk factors. If companies are not comfortable with those factors, wallets tighten. This can be seen with Cash on Hand statements. Right now, companies and leaders are sitting on piles of cash. Until they are comfortable with the eco-political climate, said wallets will remain shut.

What I do know 100% for absolute certain is that the Bush era tax cuts are now gone and that extra $1K is gone from my return as well. That money was planned to go straight back into the economy and now it can't. I'm one of the "little people" however, so my opinion and $0.99 might buy you a cup of coffee.