TFO makes great products.

To get you started I recommend you buy something decent the first time. You'll have it forever and be able to learn proper form and basic casting and continue to grow into a rod/reel combo.

On that note, I recommend you check out the TFO TiCrX 9' 5 wt 4 pc. It is a fast action rod that will serve you well. The 9' 5wt will allow you to cover all of your trout fishing whether nymphing, throwing hoppers in the wind or BWOs to selective trout on a spring creek. Also, this rod can be lined with a floating line shooting head type system which will allow you to effectively present to steelhead. The rod is less than $230 and has a lifetime warranty.

For reels, I recommend you buy a good quality disc drag reel. Again, for the value Temple Fork Outfitters disc drag reels offer great performance.

If you choose a click pawl reel check out the Hardy's. They are classics and offer very reliable performance.

Most importantly, find a good fly shop, and take a couple of lessons. It will dramatically cut down on the learning curve and help you learn proper technique.

If you have any questions feel free to send me an e mail and I'd be glad to help any way I can.
I've made some very, very expensive mistakes along the way and try to pass on information to help get guys started right the first time.

Take care,
Chris