I guarantee that money has been funneling to players at almost every major college football program for decades, this is a convenience for the NCAA to not have to regulate as much. I doubt it will help or hurt the game much. In regards to transfers if you are a 5* recruit backing up 5* at Bama, why not transfer to a lesser program and get some playing time? The portal may spread out talent for kids who are good athletes, however, are stuck behind even better ones, giving them a second opportunity in a system they may be better in