I can see that I am clearly the most experienced offender here. As a former "terrible" driving risk, with over 30 speeding and equipment tickets on my record at the same time I can tell you a few things. I have never lost my license or been cancelled by an insurance company. HIRE A GOOD, EXPERIENCED TRAFFIC LAWYER. And clean up your driving act. I now drive like the old man I am becoming. I estimate that I have lost over 10,000 dollars in fines and lost work in the past for nothing more than stupidity. If you do the math on your average trip, 20 over the limit will only put you in the parking lot 2 minutes earlier. Now here is what some police friends have told me. 5 to 7 over the limit is rarely enforced as it falls within the calibration limits of the speedos and radar equipment. The accuracy of your speedo also changes as your tires wear due to circumference changes. Worn out tires make your car go slower than the speedo says. Go five over the limit if you have to feel like your making more progress than everyone else and you will be safe. The GOOD lawyer will be very successful in getting you a chance to correct your driving. Thank him profusely and pay him happily and promptly. And remember... he will use technicalities to get you off. The same thing that lets murderers and crackheads walk every day. Use them sparingly!