B-Run

I hate to say this but insurance companies are the devil. Don't tell them what happened and then ask if they will cover it. Rather ask them under what conditions will they cover the loss of a kicker motor and fishing gear stolen from your property. Then fit your story so they will cover it. This is a little dishonest but screw the insurance companies, they will do it to you every chance they get. Insurance is the biggest legalized RACKET I have ever seen.
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A.K.A
Lead Thrower