I disagree about the holdback being untouchable. My last two cars I have gotten for well under invoice, which means we're into the holdback. On my last explorer,I think I paid about 1400 under invoice. The dealer holdback would have been about 1800. Try calling the guy I dealt with, John Bianchi, at the Ford dealer in Kent.

Now is a good time to be buying if you are willing to take the current model year, as opposed to 2004's which come out soon.
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